Protecting The Rights Of Consumers In North Carolina
If your creditors are threatening to foreclose on your home, drag you into court or take any other action against you, you have rights. The banks may have huge resources and powerful law firms on their side, but in many cases, it is consumers who have the law on their side.
I am Statesville bankruptcy and foreclosure attorney Brian F. Chapman, and I am committed to protecting the rights of consumers who have fallen behind on their debts. I use a variety of legal tools to help clients keep their homes, avoid judgments and get relief from their debts.
Choosing The Right Strategy For Each Individual Client
I do not believe in offering one-size-fits-all solutions to my clients. Instead, my approach to the practice of law is based on evaluating each client's individual situation in order to come up with the best strategy for that client. Often, that involves exploring one of these options:
- Foreclosure defense: If you are behind on your mortgage and facing the threat of foreclosure, it is important to contact a lawyer as soon as possible. Depending on the facts of your case, I may be able to defend you against the foreclosure lawsuit.
- Bankruptcy: If you cannot afford to repay your debts, I can help you pursue the debt relief you need and deserve by filing Chapter 7 or Chapter 13 personal bankruptcy.
- Loan modification: If you cannot keep up with your current mortgage payments, I can help you negotiate with your bank to try to secure an affordable loan modification.
- Consumer advocacy: I help clients defend against debt collection lawsuits, take on abusive debt collectors, and pursue other strategies to stand up to their creditors.
Charlotte Foreclosure Defense And Debt Relief Attorney
As a solo practitioner, I take direct responsibility for every case I accept, working directly with my clients to find solutions to their problems. To schedule a meeting to discuss what I can do to protect your interests, please contact my office in Statesville at 704-978-8586 or by email.